Carditin Virtual Card Terms & Conditions

Last Updated: December 2023

Thank you for choosing Carditin as your preferred Bill payment and virtual card provider. Please read these Terms and Conditions (“Agreement”) carefully before using the Carditin platform or any of its services.

By using the Carditin platform or any of its services, you agree to these terms and condition
The Carditin platform and its services are only available to individuals who are 18 years or older and residing in Nigeria. You must also have a valid Bank Verification Number (BVN) issued by the Central Bank of Nigeria. Carditin reserves the right to refuse service to anyone at any time without notice.
To use Carditin virtual card services, you must have completed Know Your Customer (KYC) Level 2 verification. This involves providing us with certain personal information and documentation to verify your identity. Carditin reserves the right to reject your application for any reason.
Carditin offers virtual card services that allow you to make online purchases and transactions using your fiat holdings. These virtual cards are only available to Nigerian residents who have completed KYC Level 2 verification.
Carditin charges a one-time card creation fee of $1, and a subsequent card funding fee of (1.5%) i.e 1.5% of the amount being deposited into the card. And $2.5 withdrawal fee. These fees are subject to change at any time without notice. You are responsible for paying any fees associated with your use of Carditin virtual card services.
You agree not to use carditin platform or services for any illegal, fraudulent, or unauthorized activities. You must comply with all applicable laws and regulations, including but not limited to anti-money laundering (AML) and counter-terrorist financing (CTF) laws and regulations.
Carditin does not warrant that its platform or services will be error-free, uninterrupted, or secure. You use carditin platform and services at your own risk. Carditin expressly disclaims all warranties, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Carditin shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of its platform or services. You agree to indemnify and hold carditin harmless from any and all claims, damages, expenses, and liabilities, including attorneys’ fees, arising from your use of its platform or services.
Carditin reserves the right to terminate your access to its platform or services at any time without notice. Upon termination, you must immediately cease all use of carditin platform and services.
Carditin reserves the right to modify these terms and conditions at any time without notice. Your continued use of Carditin platform or services constitutes your acceptance of any such modifications.
By using carditin platform or services, you acknowledge that you have read and understood these terms and conditions and agree to be bound by them. If you do not agree to these terms and conditions, you must immediately cease all use of carditin platform and services.